Health Insurance is important for an individual as it covers medical expenses related to various kind of illness. There are various types of Health Insurance coverage plans in UAE, which may be useful for people with different requirements. As every individual is different from another, the requirements of one are also different from another. Before purchasing a Health Insurance policy , an individual needs to keep in mind his specific needs and circumstances which will help to decide what type of Health Insurance policy should be purchased.
There are three basic kinds of health Insurance coverage plans in UAE i.e. Controlled Care Plans, Guaranteed Protection Plans and Government Sponsored Plans. Controlled Care plans provide absolute health cover against a fixed amount of premium. The buyer of such a policy has an option to choose from a number of hospitals which are included in the network of the Insurance Company. One is not liable to get Insurance cover if one gets the Medical treatment from some other Hospital, which is not included in network. Guaranteed Protection plans allow the Insured to choose any hospital of his choice. Such policies have higher rate of premiums attached with them. Government sponsored plans cater to the medical expenses of the poor, retired government officials and retired teachers. These policies have a very low amount of premiums and are more advantageous than the policies provided by private companies.
In addition, there are various companies which are providing Health Insurance policies which are specially designed for the people who have moved in UAE from other countries. One may choose from different types of Health policies like Individual, Family or group policies. In UAE , there is a lot of choice with customers when it comes to purchasing Health Insurance but one should choose a plan most appropriate for him.