Understanding Your Health Insurance Costs | Consumer Reports


Baffled by premiums, deductibles and out-of-pocket maximums? Here is an overview of health insurance that will help clear things up and give you a better sense of how your money is spent.

17 Replies to “Understanding Your Health Insurance Costs | Consumer Reports”

  1. From my family's experience, this is the best case scenario.

    Not mentioned is the constant mistakes in billings by both the MDs and the labs, and the hospitals, and the hours on the phone and the agony people go through to fix the mistakes.

    BTY we are a healthy family with two kids and only need (so far) annual preventive check up and such.

    God help the people who need constant help, and stuck in the health care's jaws !!!! 

  2. Baffled by premiums, deductibles and out-of-pocket maximums? NO, not really 🙂

    That is because I am Canadian! I am indeed very happy to be Canadian! Now that I am healthy, I pay more than I take out.. People that need care are taken care for free. I might one day need the same.. We take care of each other! Simple :-)

  3. no matter what people think about it..health insurance is nothing but a rip off business made to use your need for health care..just like a punishment of being human who get sick because of our nature of vulnerability facing disease..i went to a dental clinic.. because i have dental insurance..every time something need to get done..it is such a big deal to get the insurance approval on anything..and it takes forever..trying to push it out .. to the end of the year..saving themselves to pay for their obligation..in which i have paid for it as a member..and they pretend to be doing an honest living feeding their children from that blood money !! .. who knows maybe it is a promised bonus from their company management !! disgusting hypocrite culture !!

  4. Замечательное видео! мне понравилось, умничка!) Вообще уважаю труд тех кто делает видео, и ведет свои каналы. Я сама веду канал и знаю, как это непросто – записывать ролики.
    Так держать!

  5. If only it were this easy. Out-Of-Pocket-Maximums are meaningless because the insurer decides what it is applicable to. In 2014 I learned that my possible costs were infinite because many charges were not applicable.

  6. Thank god, im living in Denmark. You don't have do anything, minior injuries, broken legs, birth, cancer you name it, no need for a special insurance !

    You just live your life and pay tax and the system takes care of you

  7. Insurance companies need to do more to support healthy life styles…….this will reduce health care costs in the long run.
    Riding a bike is fun and good exercise………walking, bicycles and mass transit will all be part of making cities livable.
    Ride to school………ride to work………ride for fun………..
    Bike to work day should be everyday….. employers need to provide places to park and lock bicycles and encourage employees to ride a bicycle to work. Children should be riding a bike to school instead of being dropped off by their parents. Cities need to do more to provide safe walking and biking trails and paths that connect homes, schools and businesses. Speak up and ask for more bicycle paths in your community. Obesity is a growing problem around the world leading to an increase in heart disease, cancer and high blood pressure. Walking and biking can help improve health. Insurance companies need to take a more active role in encouraging healthy eating habits and getting proper exercise daily.

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