Today, health insurance are very costly. If you are looking for health insurance at cheaper rate, Star True Value Health Insurance is one of right options available for you. The premium rates are very affordable that suits to every individuals pocket.
The policy covers the insured person for in-patient hospitalization treatment for a more than 24 hours of hospitalization. The expenses include room rent and boarding expenses up to a maximum of 2% of the sum insured per day. It also includes surgeon fees, specialist fees, consultant fees, anesthetists fees, nursing expenses, operation theatre charges, cost of medicines and drugs, cost of blood and oxygen, diagnostic expenses, pacemaker, etc. The Cataract Surgery cover is provided up to Rs.20,000/-.
The policy offers 24 hour helpline for the faster claim settlement and process. Also offers cashless hospitalization service at network hospitals across India. A cumulative bonus ranging from 5% is provided for every claim free year of insurance up to 10 continuous claim free year. The premium paid cheque or credit card is eligible for tax benefit under section 80D of the Income Tax Act,1961.
Star True Value Health Insurance is available for any individual aged between 5 months and 55 years. This plan can be taken on individual basis and for family. The family means self, spouse, dependent parents and 2 dependent children up to the age of 25 years. Family discount of 10% is provided on the premium, if 2 members are covered and 15% discount is provided, if more than 2 members are covered under this policy.
The sum insured ranges are Rs.30,000/-, Rs.40,000/-, Rs.60,000/-, Rs.70,000/- and Rs.80,000/-. The premium rates starts from Rs.340/- to Rs.1800/-, and calculated on the based of the aged of the person and sum insured opted.