The term "affordable health insurance" may give an impression to some people that insurance is always expensive. This is not the case. It is always possible to get a good health insurance plan.
In all likelihood you already have a insurance plan or you are planning to acquire one. Check out the rates that you are paying on any website that offers comparison of quotes for health insurance. You will come to know how good is your policy? You will also come to know if you are paying more than required for a fat policy that offers too much health insurance.
Another important aspect is to check the actual coverage of your insurance. It may so happen that even after having an insurance policy many diseases are not covered under it. This is why President Obama has said that the state of health care in the country is very poor. The fact is that most people are either not insured or are not insured adequately to cover various types of diseases. This is the precise reason as to why the government is planning to offer free health insurance to all.
Thus a balance has to be struck in the amount that you are paying and the type of insurance cover that you are getting. You should not end up paying too much for a fat insurance policy and at the same time your policy should not be so poor as to not even provide coverage for basic diseases.
A fat insurance would mean that you are paying for cover against diseases which you are most probably not going to contract. This can also be inferred from the family history of the individual. The best place to obtain a deal is the Internet.
It is important to compare insurance quotes before getting signed up with an insurance policy. When you compare insurance quotes you can rest assured you are saving both time and money because you are guaranteed to get the lowest insurance quote.