Medicaid refers to a free service health coverage program that is meant to cater to the low income families as well as individuals. North Carolina health insurance as is provided by the state’s Division of Medical Assistance, suggests that every individual among 5 receives Medicaid, the budget of which is second to public education. If you are a resident of the state, and cannot fend for your family members, you can qualify for the Medicaid program.
The first thing that you need to remember in North Carolina health insurance is that you should be aware of the situation you are presently engaged in. this will help you determine whether you are eligible under the Medicaid Eligibility Plan of North Carolina and in case you are already receiving cash support or are more than 65 years of age, or are blind or disabled or pregnant or a kid aged from 6 to 19 years, or have cervical or breast cancer, you are qualified for the North Carolina health insurance Medicaid program.
In case your household needs to meet a few requirements for monthly income, there are a lot of medical insurance plans in North Carolina which need the household to earn less than 100% to 200% of the FPL or federal poverty line. If there is a child aged below 6 years and you need medical insurance for them, the total household income should be ideally below 200% of the FPL. Let’s say the household income of your family falls 200% below the federal poverty level and if the poverty level for a US family of 4 members is about $20000, they should seek medical assistance for kids below the age of 6 years by earning less than $40000. This is what is required for being covered under the Medicaid health insurance plan.
You may even collect the various kinds of copies of social security cards, income statements as well as birth certificates of all the family members for showing as evidence to the Department of Health and Human Services of the state. You should also offer proof of your financial constraints and citizenship for availing Medicaid insurance in North Carolina. Get the process of decision making made done faster by visiting the DHHS office along with the required documents for determining Medicaid eligibility.
The case worker may ask you about producing added documents like mortgage and rental agreements, utility bills, bank statements and the like. You can save on time by carrying the required docs on your first visit for the case worker to verify. Discuss if you are eligible for receiving Medicaid with your caseworker and fill in the application for determining whether you are eligible for Medicaid.
Once the appointment has been scheduled, you can appeal if your claim is rejected by Medicaid. In the instance of denying claim in an unjustified manner, you can appeal their decision within 60 days. All you need to do is call the local DHHS and ask them for an Appeal Request Form.