Montana Health Insurance

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If you live in Montana you currently rank 18th out of all the other states for the healthiest place to live. You are also skinnier than other states because Montana has about 20% of the population considered as obese or over weight.

Many individuals in Montana have to get private health insurance, because they work for themselves or because their employers can not offer them medical coverage. Private health insurance used to be something that only wealthier people could afford, but this is no longer the case each and every time. Some of the private health insurance companies in Montana really do offer wonderful rates and coverage.

When you have private health insurance, you'll be responsible for paying for your premiums, instead of getting help from the employer. This will make your premiums more expensive than they would be if you had an employer that shared the expense, but many people are able to find the medical coverage they need for just a couple hundred dollars a month. The premium all depends on what kind of coverage the individual wants to have.

When you are looking to buy Montana health insurance, you should be sure to shop around. Medical coverage is not something to take carelessly; you want to choose something that fits your needs. If you choose the cheapest plan, but it does not provide any of the care that you need, you are basically throwing money away. Instead of throwing your hard earned cash away, spend some time shopping for your Montana health insurance. While shopping, stop and think about what type of plan you would like to have; for instance, if you need access to specialists, it makes sense to purchase a package that will allow you access to specialists at a lower rate than choosing the package that does not give you the doctors you need to see at a price that is right .

To obtain a quote for health insurance click on "Montana Health Insurance" at the bottom of the article.

Below is contact information for the different departments in Montana:

Montana Comprehensive Health Association – MCHA
MCHA is a guaranteed issue health plan offered to uninsurable residents of Montana, as well as providing coverage to persons that have ran out of their COBRA option.
Contact Them:
Montana Comprehensive Health Association
PO Box 4309
560 North Park Avenue
Helena, MT 59604
Phone: 1-800-447-7828

Montana Children's Health Insurance Program
Medical insurance to children in Montana under the age of 19 that meet limited income requirements.
Contact Them:
Montana CHIP Contact Information
Montana CHIP
PO Box 202951
Helena, MT 59620-2951

Montana Medicaid Program
Managed by the Montana Department of Public Health & Human Services, this state sponsored program provides medical care benefits for families with children, pregnant women, children, the elderly and some individuals with disabilities.

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