Although most people are not aware of it, affordable dental plans for seniors are still available. It’s difficult for many seniors to afford traditional dental insurance because of the high costs associated with it. However, dental discount plans fit into most anyone’s budget, even senior citizens, many of whom are on a fixed income. This is how dental discount plans work.
Dental discount plans are not insurance. They simply provide substantial discounts for dental procedures to their members. Because these discount plans are not insurance there is no waiting period necessary before you can be seen, pre-existing conditions are included, there are no age limits and there aren’t any exclusions, unless you have already had dental work started with another dentist. In this case, you would have to have that work completed before you could see anyone and begin using the new plan.
This is what you need to do. First, you need to find a dental discount plan that offers services in your area. Second, you need to pay the membership fee, after which you’ll receive your membership card and information about the participating dentists in your area. You’ll normally have information that will enable you to see a dentist within one to three business days.
All you need to do is find a dentist close to you and make an appointment. When you go to see the dentist provide your membership card and have a basic exam done. This way you and your Dentist both will know exactly what needs to be taken care of. You are not required to have everything done at once. Tell the dentist what you’d like to get taken care of at that time and pay for it when you’re finished. When you can afford to have something else done simply make an appointment and get it taken care of.
These are the most affordable dental plans for seniors that are available, unless they have some type of coverage through Medicare. If you are a senior citizen and do not have any type of dental coverage, but need to have dental work done, I highly recommend that you look into discount dental plans as an option.
Pre-existing conditions are fine, there are no waiting periods, no exclusions, no age limits etc., the only stipulation of having a dental discount plan is that you must pay for your services at the time of your appointment. Dental discount plans are absolutely the way to go in 2007. I recommend that you if you’ve been considering buying a dental plan, that you take a good look at discount dental plans.