As you're shopping for individual health insurance, it's important to compare the various health insurance quotes you get – even if they're all affordable. You can compare low cost health insurance in Tennessee in a variety of ways.
Talk with your family members and friends who have experience with the affordable individual health insurance plan you're considering. Find out how satisfactory, or unsatisfactory, their experiences with the policy and insurer have been. You may also want to talk with your current doctor, or another doctor who has experience with the health insurance policy. The doctor will be able to give you insight to how quickly and efficiently the insurer provides medical coverage, as well as the kinds of care the insurance company does and does not cover. It's always nice to have someone with experience give you a first-hand account.
During your comparison of low cost health insurance in Tennessee, you should contact a few organizations for more information. The Tennessee Department of Commerce and Insurance can tell you about the insurer's "disenrollment rate," as well as if the company is licensed to sell individual health insurance policies in the state. The Better Business Bureau can tell you how many complaints have been filed against the insurer and the manners in which those complaints were handled. You can also contact various organizations such as the National Committee for Quality Assurance (NCQA) for information about how the insurance plan has been rated, and both the NCQA and the Joint Commission on Accreditation of Healthcare Organizations (JCAHO) to find out whether the plan It is accredited.
Finally, you want to make sure these cheep health insurance quotes in Tennessee are coming from plans that provide the coverage you need, as well as allow you to see a doctor with whom you're comfortable. Always ask for this information and make sure you fully understand it before you purchase any low cost health insurance in Tennessee.