Low income good drivers have now something to appreciate about. Insurance companies offer viable insurance policy rates to car owners who have less earnings and are good drivers. Some states like California and others are promoting such minimum cost car insurance plan so that people drive perfectly on roads and avail the facilities of cheap auto owners insurance. The states offer cheap auto insurance to not only low income good drivers, but to drivers too who have excellent driving record and well maintains their cars. Auto car insurance can mean giving lot of cash each year. To get rid of load of expenses people search for cheap auto owners insurance schemes. And the good news is that economical auto insurances are available. Trustworthy economical auto insurance schemes are available from hundreds of insurance organizations. To avail them you have to complete certain criteria and make yourself eligible for cheap insurance schemes. Such minimum cost car insurance schemes are based on your driving record and car state. You don’t have to compromise with quality and treatment services unlike other cheap car insurance plans which are modus operandi of fraudulent companies. If you are ever approached by a mediator with cheap auto owners insurance ask him for an estimation. Don’t listen what he says. The estimation carries every aspect of the policy he talks about. If it is an act to cheat people, you will find the quote clearly mentioning that the policy doesn’t cover such and such claims. In a minute you will understand how far the policy is dependable. The agents try to befool us and get insurance polices signed for their extra income. Always keep your car maintained to evade crash or accidents. A well preserved vehicle is accepted by insurance companies. They predict the minor danger of crash and accidents, hence fewer claims by the car owner. Companies agree to offer economical auto owners insurance rates to such drivers. Good drivers have additional benefits. Insurance companies are scared of accident claims. Each year more than 10,000 people die in the US road mishaps. And this amounts to great loss for insurance companies. They have to pay all claims covered under the insurance schemes.