Homeowners Insurance Questions And Answers

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Could someone please describe me if owning an American Bulldog could go against my homeowners insurance?
it vary from policy to policy. you will have to check yours to see what is specified as ok breeds. Source(s): http://thepounce.com I don’t know if they can actually “cancel” your insurance, but the dog may be an exlusion in your policy…I…

Could someone please transmit me if owning an American Bulldog could call off my homeowners insurance?
I don’t think you will have a problm beside an American Bulldog. They don’t usually make the list of “hazardous breeds” But this dog issue is becoming a huge issue around the country. Here is a link to a story about a…

Countrywide homeowners insurance info.?
Does anyone know where I can find reviews/ratings on countrywide insurance? I cant seem to find anything but the countrywide site and I want to hear what actual customers have to say in the region of their experience with the company. The only reviews I can find are on the loans, not the insurance. Thanks contained…

Dallas/Ft.Worth – Best company for homeowner and sports car insurance?
Would like input on who you think give best rates for homeowner and car insurance package and have the best customer service? Allstate, Farm Bureau or who in the Dallas/Ft.Worth area… Thanks! Rates should not be a concern if you are considering service too. State Farm & USAA…

Define buyer must be responsible for property insurance. (New Homeowner Credit)?
If your purchase is a contract for deed IRS says you must be responsible for property insurance, do they a moment ago mean financially as in remunerated to seller, or what, because you can’t get homeowner insurance if you are not on the achievement according to Nationwide and Geico. …

Did insurance companies assistance or disown the Hurricane Katrina homeowners?
I work in the real estate industry and am curious if the homeowners who lost their homes to Hurricane Katrina ever get reimbursed by their property insurance companies. Or, due to the enoromous cost, did the insurance companies default out of self preservation? It seems to me that those…

Did my homeowners insurance company make available me plenty for my roof claim?
Houston, TX American Risk Insurance My insurance company sent me a check (still have) for my roof claim. Here is what they gave me. Remove Shingles, 3-Tab, 28.27 SQ(a) $25.00 Asphalt, 25yr Replace Shingles, 3-Tab,…

Did your homeowner’s insurance sky rocket due to your dog?
I guess this is mainly aimed at those of you that own German Shepards, Doberman’s, Mastiff’s, or any other type of dog that was bred to “protect the home”. Our insurance go up through the roof when we acquired our Mastiff—I was told he is a “big risk” breed. …

Do citizens within Portland OR verbs just about earthquake and how does it effect your homeowners insurance?
I’ve lived in Portland for 25 years. I own never been afraid of an earthquake. You can get earthquake insurance in need much problem. Commonly the policies only pay for despoil exceeding 5 to 10% of the value of a house, and…

Do homeowner insurance cover for hose despoil?
Call your agent. It might. It might not. It depends. Ask your agent and let them take on the liability. Or look at your policy within detail, including the exclusions section. Your question is not specific adequate. look at your contract mind did not just appliances it…

Do homeowners insurance cover other repairs besides the roof?
in otherwards do it cover window repairs? Yes, if the window be broken by intruders or storms or a kid with a bb gun yes- water damage bend damage,power serge that ruins appliances, it depends how the windows be damaged Yes. The grill is what caused the damage…

Do homeowners insurance cover weakly cracked lined driveways?
If it’s caused by a covered peril, it might. Usually it only covers fire and storm damage. What you describe be probably caused by hiring the concrete workers based on price alone. no way, you can gouge out the cracks verbs them out of all dust and debri go to…

Do homeowners insurance policy’s cover dog bites?
Yes. Call your agent. Some do. Check with your insurance agent. I had my dog specifically put on my policy for that rationale. Most of the time. Actually, it’s a great arguement from an insurance company (which I have never heard), because the liability section read, we do not cover…

Do I enjoy to overrun out a w-9 and donate to a customer/homeowner who get an insurance claim?
I did siding work for a man he paid me $9100.00 by a personal check after the job be finished. I am self employed. He received an insurance claim he got for storm damage. He also have other damage that I did not…

Do I entail both see and homeowners insurance for a condo?
I recently bought a detached condo. I was told by the ridge I would be paying a premium of $400+ a year for hazard insurance thru them which will be included in my mortgage transmittal. Then I was told I also need to attain my own homeowners insurance…

Do I entail to make the repairs noted on my homeowners insurance claim?
We recently had a most important hail storm move through the area and my home be pretty well blasted. I have roof, pane and siding damage for which the insurance company estimated repairs at $9,800. The windows and roof lacking a doubt need to be replaced….

Do I HAVE to hold homeowners insurance?
I am a first time buyer in the housing market, and I am looking to take-home pay for a home in all brass, no house payments. I have put in a bid on a massive modular home that is located in a “trailer park.” My mother surrounded by law says I own to…

Do I hold to use adjectives the money received from Homeowners’ Insurance Claim?
We recently had a sewer backbone up in our basement. Our insurance company give us money to fix the damage. However, we can fix it for less money than they estimate. We are positive all the receipts and will have them inspect when we’re done….

Do I inevitability homeowners insurance contained by instruct to use my house as collateral?
Yes you will – should your house burn down, the lender would lose the collateral unless you could rebuild. yes. if your home is used as collateral your lender will require you to own insurance and the lender will be the benfeciary on the policy. …

Do I own to purchase Homeowners Insurance if I a moment ago purchased a condo within NJ? What are the pros and cons?
What does the Condo Association’s policy cover vs my own Homeowners policy? It adjectives depends. Each association is different. Some association policies cover “from the inside walls and out” which means the building but not…

Do I own to spend my homeowner insurance check on my home?
I recently received a check from my homeowner insurance for roof repair. Well I use to do roofing and I don’t see where it really necessitate to be repaired. My question is, can I spend this check on something Else like bills? I realize that if it…

Do I requirement homeowners insurance during foreclosure?
Due to extended unemployment, a required out-of-state move, and inability to sell my home, foreclosure is in full swing. My homeowners insurance company hasn’t received payment from my mortgage escrow and is asking me to pay the bill. Obviously the mortgage company isn’t going to remuneration anything out of escrow right now….

Do I requirement homeowners insurance on a home i one and only plan to own for 2 months?
Im buying the home with cash and flipping it in about 2 months. So would i need homeowners at adjectives? Policies usually are for one year i thought. I would definitely still bring back insurance! What if something goes wrong while “flipping” the…

Do I stipulation renter’s insurance if I’m living next to my fiance who have homeowners insurance?
I have had rental insurance and it is time to renew. However, since ending year I have moved in near my fiance, who owns our home and has homeowners insurance. We will be married this summer. Do I need to verbs my…

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