What kind of driver are you? Do you ordinarily pace up when the website traffic light-weight turns yellow? We Malaysians are commonly seen as kiasu motorists, thanks to our notorious driving patterns. Things like dashing, violating website traffic rules and employing our telephones when driving are some of the frequent patterns we’ll see on the street.
The Malaysian Institute of Street Security Study documented that in 2016 on your own, there was a full of 521,466 street accidents, 7,152 of which have been deadly.
Drivers who are susceptible to reckless and risky behaviour on the street are categorised as substantial hazard motorists. When we may well occur throughout these substantial hazard motorists on the roadways, there are many additional Malaysians who are careful when they’re driving. They’re courteous to fellow motorists, normally aware about exactly where they park and obediently adhere to website traffic rules.
Based mostly on your patterns, which category do you belong to?
Your driver hazard profile affects you additional than you think. Successful July 1, 2017, the mounted top quality charges for Extensive and Third Celebration Fire and Theft Motor items have been liberalised, this indicates that motorists can now be billed different top quality charges based on their driver hazard profile.
Low hazard motorists take pleasure in decreased premiums as opposed to their riskier counterparts. Other than different top quality charges, the liberalisation of motor insurance policies makes it possible for insurers to offer other benefits to customers.
Buyers will now locate a wider array of items in the motor insurance policies business. Instead than the standard insurance policies options, insurance policies companies are now competing to occur up with new options that very best satisfies the demands of their customers.