Health Insurance Explained – The YouToons Have It Covered


This cartoon explains health insurance using fun, easy-to-understand scenarios. It breaks down important insurance concepts, such as premiums, deductibles and provider networks. The video explains how individuals purchase and obtain medical care and prescription drugs when enrolled in various types of health insurance, including HMOs and PPOs.

This is the third YouToons video written and produced by the Kaiser Family Foundation. The video is narrated by former U.S. Senate Majority Leader Bill Frist, a nationally-recognized surgeon and Foundation trustee.

Also available in Spanish:

To download the video, please visit:

This year’s open enrollment period begins on Sunday, November 1, 2015, and ends Sunday, January 31, 2016.

26 Replies to “Health Insurance Explained – The YouToons Have It Covered”

  1. This recent video from The Henry J. Kaiser Family Foundation is so much better than the one last year. The YouToons break down important insurance concepts, such as premiums, deductibles and provider networks. The video explains how individuals pay for coverage and obtain medical care and prescription drugs when enrolled in various types of health insurance, including HMOs and PPOs.

    Also, please allow a certified health insurance agent or broker to walk you through enrollment.  That way you have an advocate to issues and future assistance. 855-404-8477 (Texas)

  2. No matter how many tutorials I watch…I still don't understand health insurance. No wonder our government had to step into this obnoxious slime of an industry. The real problem is the third party payer. If you went to the doctor and he handed you a bill and you payed that bill yourself with cash…we would all be a lot better off!

  3. I hope we can find a way to run these during prime time TV slots, show in schools across our country and run on kiosks in MD offices/airports/ etc..other places where people are 'waiting in line'. It is information that is critical for the public to understand. Thank you for these wonderful teaching videos! I am a navigator and find these very helpful in assisting consumers.

  4. Nothing about understanding healthcare in the USA is "fun". All these cartoons do is reinforce the notion that you are a powerless cog in the giant machine, they are extremely patronizing and insulting!

  5. This is a well made video. But holy heck. This is a terrible system…. Look how many different ways there are to get your life ruined. The glib tone is also overwhelming in the face of real tragedy. I don't understand how anyone can watch this and not just be outraged.

  6. Dear privileged person, what is a cable bill? What is a savings account? Thank you – poor kid who tested in the top 99% percentile but can only find work in a call center even though I got straight "A" throughout school and college. This degree was in Finance with highest honors. Can you escape your circumstances if you grow up poor? Nope!
    Oh and my state didn't expand Medicaid so I am screwed b/c we have a short sighted Rethug admin and yes I worked on the Dem ticket to get them elected but we couldn't overcome the stupid.

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