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Open Enrollment for Michigan Exchange policies allows you to obtain quality benefits at a price you can afford. Federal Obamacare subsidies are available and are based on your household income. After Open Enrollment ends, you can still purchase healthcare coverage through SEP exceptions or alternative medical plans through top-rated carriers.
You will no longer be denied for any medical issues, and no waiting period or higher deductible will apply. Also, during the enrollment process, we will help you determine subsidy eligibility and explain which plans will be the best options. Bronze-tier plans are the cheapest, while Platinum-tier plans are the most comprehensive, and thus, the most expensive.
Single, family and business plans are offered through many of the largest carriers. If you are over age 65, you may qualify for Medicare and a Medigap plan may be suitable.
Medicaid may be a low-cost option for households that meet the Federal Poverty Level (FPL) guidelines. If your income changes, you become eligible for Marketplace coverage.