Who has the best State Farm Game Faces performance for Week 9 of the high school football season? | Sports

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State Farm Fire and Casualty is Suing Apple for a Defective MacBook that Caused a Home Fire


The State Farm Fire and Casualty Company is suing Apple for $155,187.08 plus additional costs laid out in the complaint. The insurance company is acting as Subrogee of Andrew J. Heron and Deborah Heron. According to the complaint, a MacBook’s built-in battery expanded, failed and overheated causing the MacBook to overheat, melt and caused a fire at the Residence in Virginia as detailed in the complaint.


The complaint never mentions the model number of the MacBook nor how old the “laptop” was at the time of the fire. While the complaint mentions the family using an Apple charger, the complaint never mentions whether the charger was purchased from an Apple Store directly or from a non-Apple website. Apple is on record suing Mobile Star back in October 2016 for selling counterfeit chargers that could cause fires.


The Facts according to State Farm


On or about October 13, 2015, and at all relevant times hereto the Herons maintained a Rental Dwelling Policy of insurance (“the Policy”) with State Farm covering a residential dwelling located at 12107 Purple Sage Court, Reston, Virginia 20194 (“the Residence”), which was owned by the Herons.


The Herons’ daughter, Elizabeth A. Heron resided at the Residence with her then-husband Tyler Harris.


At the same time and place, Elizabeth A. Heron was the owner and user of an Apple laptop consisting of, among other things, a built-in component battery and aluminum enclosure and its associated Apple charger (collectively the “Apple Laptop”). At all pertinent times herein, including October 13, 2015, the Apple Laptop and its component parts (including the battery) were defective and unreasonably dangerous to the consuming public, including the Herons and their daughter, Elizabeth Heron. At all pertinent times herein, including October 13, 2015, the Apple Laptop and its component parts (including the battery) were situated inside the Residence.


Upon information and belief, the Defendant Apple designed, manufactured, assembled, marketed and placed the Apple Laptop into the stream of commerce. In the alternative, the Defendant Apple is the apparent designer, manufacturer, assembler, marketer and seller of the Apple Laptop having the Apple Laptop designed, manufactured, assembled, marketed and placed into the stream of commerce by a third-party on its behalf.


The Defendant Apple labeled the Apple Laptop with the Defendant’s brand name and/or logo in multiple locations thereon, including, but not limited to, on the top of the Apple Laptop.


On or about October 13, 2015, Elizabeth A. Heron was reasonably and/or properly using and/or charging the Apple Laptop at the Residence.


At the same time and place, due to its defective and unreasonably dangerous condition, the Apple Laptop’s built-in battery expanded, failed and overheated causing the Apple Laptop to overheat and melt, and causing a fire at the Residence.


The fire caused extensive structural damage to the Herons’ Residence and the personal property located therein.


Pursuant to the aforementioned policy of insurance issued by State Farm, the Plaintiff State Farm paid the Herons approximately $154,187.08 and the Herons paid a deductible of $1,000.00, for a total of $155,187.08, for the damages resulting from the fire.


By virtue of this payment, the Plaintiff State Farm is subrogated to the rights of the Herons as against the Defendant Apple, pursuant to the provisions of the aforementioned policy of insurance and Va. Code § 38.2-207.


Three Counts against Apple






What is State Farm asking of the Court?


In the ‘Prayer for Relief’ segment of the complaint, State Farm Fire and Casualty Company is seeking $155,187.08 plus pre-judgement interest from October 13, 2015 through to the date of judgement, post-judgment interest, court costs, reasonable attorney’s fees and litigation expenses, and for such other and further relief as the Court deems appropriate.


10.15 Bar - Patently Legal

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Hoops expansion: Big Ten goes to 20 games | Illini

If you like the intensity and rivalries of head-to-head Big Ten Conference basketball games, you’ll really like what’s coming next season.

Commissioner Jim Delany said Thursday beginning with the 2018-19 season teams will play 20 Big Ten games, up from the current schedule of 18.

Under the new format, teams will play seven opponents twice and six teams once (three home, three away) in a given season. The three in-state rivalries – Illinois vs. Northwestern, Indiana vs. Purdue and Michigan vs. Michigan State – will be protected and be played twice annually.

The new schedule will also include a regional component to increase the frequency of games among teams in similar areas. Over the course of a six-year cycle (a maximum of 12 playing opportunities), in-state rivals will play each other 12 times, regional opponents will play 10 times and all other teams will play nine times.

Illini coach Brad Underwood is glad the new format will preserve the twice-a-season rivalry with Northwestern.

“Any time you have two teams in the same conference and the same state, that to me is what the fans want,” Underwood said. “It’s exciting for college basketball to have those rivalry games.

“I think going with 20 games every year is great for basketball. And I’m excited about the early December window.”

Coaches at the media day event said the new schedule will help elevate strength schedule and RPI numbers, which are used to select NCAA Tournament participants.

Starting this season, teams will play two Big Ten games in early December, then resume their non-conference schedule before resuming league play around the first of the year.

Illinois, for example, will play Northwestern on Dec. 1 at the Allstate Arena in Rosemont, then will play Maryland Dec. 3 at the State Farm Center.

Underwood said once the league adds two more Big Ten games, the new challenge becomes scheduling a shrinking pool of non-conference games.

Illinois is already locked into number games including the ACC/Big Ten Challenge, the Gavitt Games, the annual game at the United Center in Chicago, the Braggin’ Rights game against Missouri in St. Louis. Next season, Illinois already has UNLV scheduled to play in Champaign and it will appear in the Maui Invitational in November along with Arizona, Auburn, Duke, Gonzaga, Iowa State, San Diego State and Xavier.

“We potentially could play 28 high major games next season,” he said. “I love to schedule meaningful games. Joey Biggs (director of operations) does our scheduling and I have to sit down with him and get to work on that soon. Everyone has to figure out how they’ll handle the rest of their schedule.”

Underwood said guard Te’jon Lucas returned to practice Wednesday morning after missing nearly two weeks with a concussion. It was the first time this season the team practiced inside the State Farm Center.

The season opener is Nov. 10 against Southern at the State Farm Center.

The Big Ten women’s schedule in 2018-19 will expand to 18 games. League schools currently play 16 conference games.

Thousands of wildfire claims hit insurers after infernos

Northern California’s Wine Country wildfires have already sparked several thousand claims with insurance companies, and experts warn the claims process ahead could frustrate many home and vehicle owners.

Two big insurers alone — Farmers Insurance and State Farm Insurance — have received at least 6,600 claims in connection with California’s infernos. The vast majority of those are linked to the blazes in the North Bay for homeowners’ insurance claims, officials with both insurers said Wednesday.

New York Liberty Receives Seasonlong WNBA Cares Community Assist Award Presented By State Farm® – WNBA.com

NEW YORK, Oct. 18, 2017 – The New York Liberty has been awarded the inaugural seasonlong WNBA Community Assist Award presented by State Farm for its efforts to make an impact in communities across New York City and New Jersey.

Throughout the season, the Liberty had multiple events to give back to the New York City and New Jersey communities, including its 2017 Season Launch, the Unity Game, the New York City Pride Parade and the Hopey’s Heart Foundation Party, among others.

As part of the launch, the Liberty set up seven community events for players and coaches based off their personal interests, points of passion and where they wanted to make an impact in the community.  The entire team and coaching staff attended all seven events, which included chess lessons, basketball clinics, an empowerment panel and serving meals to the homeless.

NFS continues hazelnut research at Horning State Farm | News

Hazelnut coffee, candies and creamers have lined grocery store and specialty shop shelves for many years and with research underway at Horning State Farm in Plattsmouth, local ag producers may someday be adding these delightful nuts to their traditional crops.

Although hazelnut plants grow in Nebraska, their nut tends to be small and subject to Eastern Filbert Blight in early spring. “Flowering occurs in late February and into the spring when buds are susceptible to pollination. They are also susceptible to Eastern Blight spores and develop cankers in the bark, which eventually girdle the plant and kill it,” said Andrew Zahn, Nebraska Forestry Service hazelnut technician.

NFS owns Horning State Farm and has 10 acres in it devoted to hazelnut cultivars in hopes of developing varieties that produce plants resistant to blight with large, tasty nuts similar to those grown in Oregon, New Jersey and throughout Europe.

NFS’s research began nearly 20 years ago. “The forestry service started evaluating hazelnuts at University of Nebraska-Lincoln’s East Campus in 2000,” Zahn explained. “The first ones were planted at Horning State Farm around 2009. There is also a plot at UN-L.”

NFS is part of a consortium studying hazelnut production with Rutgers University in Brunswick, N.J.; Oregon State University in Corvallis, Ore.; and Arbor Day Foundation (ADF) in Nebraska City, Neb.

ADF planted a hazelnut research plot behind Lied Conference Center in Nebraska City 24 years ago. Together, the four entities have been working to derive a hazelnut cultivar that withstands Nebraska’s extreme winter and summer temperatures and is resistant to Eastern Filbert Blight.

“We’re about a year from releasing two, possibly three cultivars that have resisted Eastern Filbert Blight,” Zahn said.

The two most likely to be released are Gran Traverse and The Beast. “Gran Traverse has Turkish hazelnut tree genetics like European hazelnuts,” Zahn explained. “The Beast is 75 percent European hazelnut. These cultivars are hardy in the winter in terms of flowering and pollination. They are resistant to the Eastern Filbert Blight, which is one of the most important aspects of this research.”

The Beast produces large nuts within a shell that’s easily cracked. They are nice plants and produce a medium-sized nut. “We were in meetings at Rutgers this summer. The Beast is a very large plant and has been resistant to Eastern Filbert Blight for 12 years in New Jersey. The Gran Traverse isn’t as high in production but you need another cultivar. The Gran Traverse is more of the pollenizer for The Beast. Pollenizers are the source of pollen.”

So far there hasn’t been any commercial cultivation of hazelnuts east of Oregon. “The oldest hazelnut tree in Oregon was planted in 1889,” Zahn said. “In Oregon, they only have had to deal with one strain of Eastern Filbert Blight and the nuts in Oregon are larger than the ones we grow here. Here, on the farm, we try to expose various cultivars to various blight pressures. Ones that don’t end up getting it obviously have some quantitative resistance to it.”

In Oregon, producers apply fungicides to stop the blight. “It’s cost effective in Oregon but it would not be cost effective here. We have different strain of blight here. It is an ongoing process of evaluation,” Zahn said.

Hazelnut plants are perennials and fairly easy to maintain if resistant to blight. “The first few years are really important in terms of irrigating them. They like deep soil with a medium texture. They don’t like land high in clay content, because they don’t like to sit in wet soil. Once established, they don’t need much,” Zahn said. “Weed control is really important.”

It takes between six and eight years before they start producing nuts, but they remain productive for up to 50 years. “They are also drought-tolerant once established,” he said.

Although deer don’t chew on the hazelnut leaves, they do love the nuts. “They are good for animal habitat. A farmer or rancher or even a homeowner could get hazelnuts from the Natural Resource District that would be good for a lower tier or shelter belt,” he said.

If the blight issues can be addressed, hazelnut bushes or trees could prove a valuable alternative crop in Nebraska. Hazelnuts are used in a variety of products. “The demand for hazelnuts is bottomless at this point,” Zahn said. “They are highly nutritious and a rich source of protein, Vitamin E, foliates and B vitamins. They have a high oil content, between 50-70 percent, in the kernels. Their profile is nearly identical to olive oil.”

Zahn said the nuts can be pressed to produce hazelnut oil. “You can use it as cooking oil, but it’s an expensive oil. It could prove to be a value-added product for producers.”

As for human consumption, Zahn said these filberts taste better if roasted or boiled. “Some people say that filbert used to mean ‘full beard.’ They were named after St. Filbert’s Day. During harvest time in August and September, the hazelnut in its husk sort of looks like a beard.”

NFS is hopeful that its research will eventually produce a hazelnut bush or tree that will grow well in Nebraska. “Breeders in New jersey and Oregon found a good tree. We start with those as seedlings. We grow a lot of seeds. As the years go by, we’re looking to see if those resulting plants develop symptoms of the blight,” Zahn said.

Research still needs to be conducted before they can be grown commercially on large scale in Nebraska.

“In Nebraska, to begin with, it will be more of a farmer’s market item. Once we’ve improved and demonstrated that farmers can grow them successfully in Nebraska, then we can look at bigger commercial markets.”

Silent night for Sounds of Christmas | Entertainment

BLOOMINGTON — One of the most popular and long-running holiday traditions in the Twin Cities has come to an end after 35 years.

The Sounds of Christmas concerts in the atrium at State Farm are being discontinued due to an ongoing remodeling project in the space.

“We have been making numerous improvements to our Bloomington campus, especially our 45-year-old corporate headquarters,” State Farm spokeswoman Missy Dundov said in a statement.

“A major project is the renovation of our atrium,” she added. “This will take several months to complete, and we will not be able to host the Sounds of Christmas. We have enjoyed hosting the Sounds of Christmas in years past.”

State Farm provided the venue, while The Music Shoppe in Normal organized the performance end of the concerts, recruiting the musicians and singers, including the 100-plus orchestra members and other guest choirs and singers.

“It’s painful, it really is painful,” said The Music Shoppe’s Joy Hippensteele of the decision to end the popular event.

The free tickets to the two concerts, distributed through a lottery system, were routinely claimed in a matter of hours, she noted.

“Ultimately, State Farm left the decision up to us after saying they would no longer move forward as a sponsor,” she said. “We struggled over it.”

In making the decision to end the concerts for good, “we basically went back to the roots of the program and the idea that the show was a gift to the community and nobody would have to pay for tickets,” said Hippensteele.

“It was an equal opportunity that anyone could participate in as long as they were fortunate to write in and get their tickets.”

Without that free aspect (musicians donated their services), she said the event could not go forward.

“Without a place to hold it at no expense, we couldn’t figure a way to do it without charging for tickets,” said Hippensteele. 

The concept of the concert came from the late Dick Benson, of Music! Music! piano store, who, in a 1989 Pantagraph interview, recalled being inspired by “The Sounds of America,” a 1976 Bicentennial-themed show at Illinois State University.

“It was all local talent, and I was amazed at just how much of it there is around here. I wanted to figure out a way to do it all again,” he said.

It took almost another five years, but he made it happen, with the aid of then-WJBC morning man Don Munson, who accompanied him to a meeting with then-State Farm president, Edward B. Rust Sr.

After hearing the idea, Rust “lit his pipe, sat back and grinned and said, ‘I love it!” That was the summer of 1982; by Dec. 23 of that year, Benson’s dream became a reality.

Lawsuit against State Farm Highlights Insurer’s Influence on Auto Repairs

“Greedy insurance companies have been bullying auto body shops into fixing damaged vehicles with unsafe practices and materials for decades,” said attorney Todd Tracy, who recently filed a lawsuit against State Farm Mutual Auto Insurance on behalf of his clients Matthew and Marcia Seebachan. The lawsuit was filed on October 2 in the U.S. District Court for the Eastern District of Texas. 

The couple was recently awarded $42 million in damages in their case against Texas-based John Eagle Collision Center, an auto body shop found guilty of negligence for fixing a repair not in accordance to Honda’s OEM specifications.

Now, the Seebachans have filed a lawsuit against the major insurer for its alleged role in influencing the roof repair, which used an adhesive instead of being welded. According to John Eagle’s director Boyce Willis, State Farm wouldn’t pay the shop unless the repair was done according to its specifications as opposed to Honda’s.

“According to John Eagle’s corporate representative, in sworn testimony taken on July 7, 2017, State Farm dictated to John Eagle how the car was to be repaired, i.e., to use adhesive rather than spot welding,” the lawsuit reads. “Furthermore, according to John Eagle’s corporate representative, State Farm can ‘trump’ the OEM (Honda) specifications because the repair facility needs to get paid. However, profits should never trump safety.”

The Seebachans sued State Farm in August but dropped the suit a few days later as not to interfere with the timeline of their case against John Eagle.

“No insurance company should ever dictate to a collision repair center or body shop how to repair a vehicle. To do so is extremely negligent, and shows a wanton disregard for human life and the safety of others,” Tracy argued. “John Eagle did not repair the subject 2010 Honda Fit to Honda’s body repair specifications due to State Farm’s instructions, threats, and/or coercion.”

The couple is suing the insurer for negligence and breach of warranty.

“This case is bigger than money,” he said to Dallas News. “This case is about industry-wide change.”

Tracy Law Firm and John Eagle released a joint statement to work together in order “to improve safety standards in the nation’s collision repair industry.”

Officials Welcome State Farm Insurance Rep | News, Sports, Jobs

A new business was lauded recently during the grand opening of a State Farms Insurance agency on Washington Street in Jamestown. From left are Lee Harkness of the Jamestown Community Chamber of Commerce, Paige Foriska, State Farm Insurance agent, and Jamestown Mayor Sam Teresi. 
P-J photo by Katrina Fuller

A new business was lauded recently during the grand opening of a State Farms Insurance agency on Washington Street in Jamestown. From left are Lee Harkness of the Jamestown Community Chamber of Commerce, Paige Foriska, State Farm Insurance agent, and Jamestown Mayor Sam Teresi.
P-J photo by Katrina Fuller

Paige Foriska, State Farm Insurance agent, is thrilled to have her office officially opened for business.

Foriska and her employees recently welcomed Jamestown Mayor Sam Teresi and the Jamestown Community Chamber of Commerce representatives to her business location at 1800 Washington St. a her grand opening. The group celebrated the opening of the business with a ribbon cutting and refreshments. Teresi said it “did his heart good” to see the business opening and wished Foriska all the best in her endeavor.

Foriska said she chose Jamestown because she saw the most growth and opportunity for State Farm in the city.

“There are two other State Farm agents, but that was not a red flag for me at all because there is so much opportunity,” she said.

Foriska said this is the first time she has owned a business and is glad to be in the Jamestown area. The location is centralized and easy to get to, which makes it a convenient choice for customers, she said. The location serves both the New York and Pennsylvania areas, and offers options such as permanent life insurance, term life insurance, homeowners insurance and more.

After cutting the ribbon, Foriska thanked everyone for their love and support throughout the process.

“I know I wouldn’t be here without my husband and my family,” she said. “I’m very honored to represent State Farm because we are No. 1 in the industry, and there’s a reason for that. That’s why I chose this as my career.”

The business is open Monday through Friday from 9 a.m. to 5 p.m. For more information on the services and products offered, call 483-2762.

UI launches $2.25 billion fundraising effort with festival of performance, innovation

CHAMPAIGN — Two-and-a-quarter billion. As in dollars.

That’s the target for the University of Illinois at Urbana-Champaign’s newest and most ambitious fundraising drive, launched Friday night in a showcase of music, performance and innovation at the State Farm Center.

The campaign is almost halfway to its $2.25 billion goal, announced by Chancellor Robert Jones at the end of the program at the State Farm Center. It has raised $1.01 billion, including the $25 million lead gift from the Thomas and Stacey Siebel Foundation to establish the Siebel Center for Design.

“I know we’ll achieve that goal, and together we will change the world,” Jones told the crowd of donors and supporters.

The “With Illinois” campaign has been in a quiet phase since 2014. Friday’s event, which coincided with the UI Foundation’s annual donor weekend, kicked off the public phase, which will run through 2022.

The drive will raise money for students, faculty, research and infrastructure, Jones said.

The UI’s last campaign, “Brilliant Futures,” raised $2.43 billion for all three UI campuses before concluding in 2012. The Urbana campus goal was $1.5 billion, and it eventually raised $1.7 billion.

The new fund drive has separate goals for each campus. The UI Springfield announced its goal of $40 million on Tuesday. The UI Chicago is scheduled to kick off its campaign and release its fundraising target on Oct. 27.

Billed as “one part Ted Talk and one part Cirque de Soleil,” Friday’s event highlighted the UI’s achievements and impact through live performances, video, storytelling and speakers.

It spotlighted distinguished faculty, students, alumni and major benefactors, from physics professor and Nobel Laureate Sir Anthony Leggett to undergraduate Violeta Montanez, who received scholarships to attend the UI from her Chicago neighborhood of Pilsen and plans to work in public health.

Montanez, a first-generation college student, said she didn’t expect to be able to go to Illinois and is grateful to be “living my family’s aspirations … propelled by those who believe accessibility to education should be for all.”

“One life transformed may transform countless more,” she said. “Thank you for believing in opportunity, and giving students like me the chance for an education so that we can give back.”

Leggett said he came to Illinois because it was where cutting-edge research in his field was being done. He was attracted by the chance to collaborate with top researchers and was impressed by the collegial atmosphere. “I am now proud to call Illinois home for myself and my family.”

Engineering graduate student Sai Kalyan, who received a fellowship to help finance his studies, said he expected to get a world-class education at the UI. “What I did not expect was the welcome. In the heart of Illinois are open fields, open minds and boundless opportunities,” he said.

Among the faculty highlighted was Ruby Mendenhall, professor of sociology and African-American studies. She is partnering with Gene Robinson, director of the Carl R. Woese Institute for Genomic Biology, and mothers in Chicago’s Engelwood neighborhood who have lost children to gun violence to examine the health impact on those left behind.

“A student once told me she didn’t know research could look like this,” she said, emphasizing the UI’s responsibility to apply its research for the betterment of the community.

Alumnus Aadeel Akhtar appeared with graduate student and Army veteran Garrett Anderson, 29, to demonstrate the high-tech, affordable prosthetic limb Akhtar developed to help millions of amputees around the world who can’t afford prosthetics.

Anderson, who works at the Chez Family Center for Wounded Veterans, was injured in Iraq and lost part of his arm.

“It’s sensitive enough for me to feel my daughter’s hand,” Anderson said.

The two ended their presentation with a fist bump.

The program also included dance groups, violinists and DJs, as well as an a cappella choir and the Marching Illini.

An appearance by five Illinois members of the U.S. Paralympic Team — who together won 16 gold medals, 11 silvers and 14 bronze medals at the last three Paralympic games — drew a standing ovation from the crowd.

Also drawing applause were images of Roger Ebert, the first film critic to win a Pulitzer Prize; Professor Nick Holonyak, inventor of the first visible light-emitting diode; his mentor, John Bardeen, who won two Nobels; and Tim Nugent, the pioneer of accessibility for those with disabilities.

Among notable alumni giving testimonials was NASA astronaut Mike Hopkins, who talked about the opportunities provided by the university — and the obligation of graduates to give back.

“With the right opportunities … there are no limits to what one can achieve or how far someone can go,” Hopkins said. “I come from a small town in Missouri and ultimately ended up in outer space.”

Maryka Baraka, a senior analyst at Applied Research Associates and a graduate of University High School, urged support for the high school to keep it accessible to all as a place where “students are challenged intellectually and more.”

The presentations featured some high-profile fundraising targets, including the Carle-Illinois College of Medicine and UI athletics.

Carl Allegretti, managing partner of Deloitte’s Chicago office, said his family has pledged to donate to the new football performance center, and Deloitte has given $5 million to the College of Business Deloitte Center for Business Analytics. Deloitte hires many of its employees from the UI, he said. His wife and oldest son are UI alumni, and his son Nick is a guard on the UI football team.

“It’s incumbent on us to remember that chance you were given and foster it for the next generation,” he said.

Before the program, as pop music played, three giant screens set up above a stage bathed in orange and blue light showed scenes from campus life past and present — students in research labs, playing pool at the Illini Union, walking through the Quad, cheering at football games, registering at the Armory, moving into residence halls or playing wheelchair basketball. Invited guests were seated in front while hundreds of spectators filled in upper rows.

“The breadth of the good to come from Illinois is nothing short of remarkable,” UI President Tim Killeen told donors and others in the audience. “We have made the world is undeniable and indelible. You are what makes our university a place of singular creation and discovery.”

Jones said the university brings brilliant minds together to create innovation “every single day,” from curing diseases to relieving hunger to revolutionizing health care to reimagining education.

“Tomorrow, we will change the world, with you, with Illinois.”