11 Replies to “Buying Individual Health Insurance Tips”

  1. Thanks SO MUCH!! This answered exactly what I wanted to know.. and WITHOUT trying to sell me something!! (Imagine that!!??)

    I am un-employed.. and just cannot afford cobra.!!!.
    The total cost of a recent Dr's visit, including blood-work, and EKG, was LESS than my monthly COBRA premium … and with that, I began to think.. perhaps an individual policy, along with just paying some charges out of pocket, would actually save me some cash!!… Thanks for confirming that for me!! Cheers!! 

  2. Only look at Deductibles and Out of Pocket Maximums. Choose the highest of both and you will have a cheaper premium.
    If you choose a low deductible and low out of pocket, its gonna be a higher premium.
    The best policies will have around a 2000 deductible and a 6000 or less out of pocket. If you want benefits, get a job or go to a health department to see a doctor….protect yourself from catastrophic coverage and those hospital bills, where you will get a 20000+ bill.

  3. Thumbs up. You don't look like you'd have anything to say, but I thought you might surprise me and you did. As an IT consultant I walked into an office building with a polo shirt and the desk guard pointed me to the elevator. I went to the same building the next day wearing a tee shirt and the same guard pointed me to the service elevator. So, as another self-employed entrepreneur, my advise would be: shave.

  4. Nice video. Good explanation on the need and importance to buy health Insurance. It is a sincere advice that everyone should be careful about their health and should buy a health insurance. Medical expenses to too high and an insurance will be very helpful in today’s time. 

  5. A bit outdated since ACA went into effective in 2014………Health insurance companies can no longer charge you more due to a pre existing condition.. And you need to accept maternity and other essential benefits even you are a man…….

Leave a Reply