I want to take an Mediclaim Policy for my family but i am confusing between Star health insurance and National Health insurance… Can you please suggest reliable company among these…. I would be helpful if u can provide any other best plan also .Below are my details :-
Father age – 58 yrs
Mother age – 52 yrs
Myself age – 25 yrs
I also need tax benefit.
All general (non-life) insurance companies offering health plans are reliable. Almost all the health plans offer tax benefits under section 80D. So you don’t need to worry about these 2 aspects. Now comes the question whether you are getting a plan with maximum features for the price you are paying. Also how many policies should you buy?
1) Buy one separate policy for yourself of say 3 lacs. This should not cost you more than 5,000 yearly.
Try looking at Religare Care, HDFC ERGO Health Suraksha and Apollo Munich Easy Health Standard.
2) Buy another policy to cover your parents. This policy will be expensive because of the high age of your parents. Both the options are good – Star Health and National Insurance.