AIG Journey charts new class on merchandise innovation

AIG Journey has moved further than the conventional “one particular-size-matches-all” merchandise technique to offer partners the ability to ask for deals from an array of independent personal merchandise factors. “We recognize that individuals want a more personalised vacation knowledge, which is why we have labored tirelessly to get to this stage where we will be able to offer agents more selections to deliver a improved-qualified spectrum of items – and finally a improved knowledge for vacationers,” mentioned Jeff Rutledge, CEO, AIG Journey.

This technique, whereby many positive aspects, such as excursion cancelation or safety evacuation, will be out there on an personal basis (including the quite a few possible variables of protection and restrictions), offers agents with an array of factors to use to ask for deals to answer to particular customer demand from customers and demographics, rather of the previous “handful” of deals technique. It opens the door for revolutionary merchandise growth and expands the menu of positive aspects out there to customers, bringing an unparalleled level of overall flexibility and ability to tailor segmented insurance coverage options for each individual agency’s unique customer profile.

The new items, submitted by AIG Journey affiliate Nationwide Union Fireplace Insurance policy Organization of Pittsburgh, Pa. (“AIG”), have been accredited in 31 states. “We are thrilled that, in quite a few states, we can now offer this new universe of selections alongside our existing Journey Guard® guidelines – Silver, Gold and Platinum – which will stay out there to customers who favor that technique,” Rutledge mentioned. “With such a vast array of merchandise alternatives, our sector partners can however ask for as quite a few or as number of items to offer, primarily based on each individual agency’s personal customer base. We hope that the number of states where this technique is out there will broaden as we continue to go after merchandise filings.” 

Alongside this new deal-setting up paradigm, AIG is also innovating on the personal profit level with chopping-edge, qualified selections. Some of the new positive aspects, out there in quite a few states, consist of:

  • Title YOUR Family: Latest guidelines define who constitutes a family member whose demise or health issues may trigger protection for a excursion cancelation. Beneath this new policy, the traveler has the selection to title whichever persons they choose to consist of in this group.  
  • New excursion cancellation positive aspects:
    • Because of to insufficient/too much water amounts: For individuals vacationers fascinated in river or ocean cruises, this new merchandise can deliver more sturdy protection by reimbursing excursion charges for a flood or drought that impacts the area where the insured was intended to go on a cruise.
    • Because of to a marriage remaining canceled: This new merchandise can include the insured visitor if a excursion is canceled because of to both the bride or the groom contacting-off their marriage.  
  • Excursion curtailment because of to the mechanical breakdown of an owned or rented car or truck: If the traveler’s car or truck breaks down, they can be covered for the charges of the decline of their getaway time when the car or truck is remaining fixed or changed.
  • Excursion inconvenience protection: This class incorporates a wide range of new positive aspects, which are activated in a totally different way than AIG’s other vacation insurance coverage choices. If procured, this protection offers a set profit amount of money payable on the mentioned inconvenient celebration occurring (as opposed to remaining minimal to an expense reimbursement). First illustrations in this class consist of payments for: closed or shut down theme parks or other points of interest cruise/flight diversions hotel infestations seaside closures and runway delays.  

AIG has also performed extensive function to broaden protection positive aspects for the pursuing items:

  • Pet named perils: Expanded selections for pet and cat owners, supplying protection if the insured’s pet is injured when touring and needs to be taken to a veterinarian. It can also deliver a profit if the pet dies after the insurance coverage is procured, but in advance of the excursion is taken. 
  • Security evacuation protection: Beneath this protection, the traveler can be transported out of unsafe/unstable situations (such as political unrest or a purely natural disaster) and the expense can be covered up to a specified profit level.

For more data on this new technique or the new coverages, agents are encouraged to get in touch with their AIG Journey gross sales consultant. With the suite of coverages developing, more and more data will be up to date by means of AIG Travel’s ezTIPS™ scheduling software program, enabling for automated offering capability.

About AIG Journey and Journey Guard
AIG Journey, Inc., a member of American Global Team, Inc., is a around the world leader in vacation insurance coverage and world-wide aid. Journey Guard® is the promoting title for its portfolio of vacation insurance coverage methods and vacation-connected providers, including professional medical and safety providers, promoted to both equally leisure and enterprise vacationers all over the world. Services are provided by way of a network of wholly owned company centers located in Asia, Europe and the Americas. For supplemental data, remember to check out our websites at and   

About AIG
American Global Team, Inc. (AIG) is a primary world-wide insurance coverage corporation. Established in 1919, these days AIG member corporations deliver a vast array of home casualty insurance coverage, lifestyle insurance coverage, retirement items, and other financial providers to customers in more than 80 nations around the world and jurisdictions. These various choices consist of items and providers that assist businesses and persons secure their property, regulate challenges and deliver for retirement safety. AIG’s main businesses consist of Industrial Insurance policy and Consumer Insurance policy, as perfectly as Other Functions. Industrial Insurance policy comprises two modules – Legal responsibility and Fiscal Traces, and Property and Unique Risks. Consumer Insurance policy comprises four modules – Personal Retirement, Team Retirement, Life Insurance policy and Own Insurance policy. AIG popular inventory is stated on the New York Inventory Trade and the Tokyo Inventory Trade.

Additional data about AIG can be discovered at | YouTube: | Twitter: @AIGinsurance | LinkedIn: These references with supplemental data about AIG have been provided as a usefulness, and the data contained on such websites is not integrated by reference into this press release.

AIG is the promoting title for the around the world home-casualty, lifestyle and retirement, and common insurance coverage functions of American Global Team, Inc. For supplemental data, remember to check out our internet site at All items and providers are published or provided by subsidiaries or affiliate marketers of American Global Team, Inc. Merchandise or providers may not be out there in all nations around the world, and protection is topic to precise policy language. Non-insurance coverage items and providers may be provided by impartial third events. Selected home-casualty coverages may be provided by a surplus traces insurance company. Surplus traces insurers do not commonly participate in state warranty resources, and insureds are hence not guarded by such resources.


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