How many Americans at different ages spend on healthcare is shown


The causes of high health spending in America are complex. ON Pay Service The system causes doctors to prescribe unnecessary tests and treatments opaque and exploitativeand private health insurance companies need to offer less coverage than patients pay if they want to remain profitable. Whatever the reasons, it is clear that most of our national health care spending is designed to meet the health needs of older Americans – not surprisingly, as deadly (and expensive) diseases such as cancer and heart disease become more common with increasing age:

The above graphic of Healthcare Website Registered Nursing shows average annual health care expenditures for Americans at various ages based on data from the Department of Health and Human Services. It should be noted that these numbers do not include insurance premiums. They only cover the direct expenses for medical events "regardless of who pays them (the insurance company, the person directly or a combination thereof)." The annual per capita spending on medical events rises sharply after the age of 65.

Here's how much Americans can assume that they cumulatively spend (or spent on their insurer) in each of these age groups. Because all of these age groups are different in length, they are not directly comparable – however, it is still noticeable how much more money is spent on medical events after the age of 65. "Nearly two-thirds of health spending is made after your 45th birthday," notes Registered Nursing.

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