Cuomo's proposed legislation forces insurance companies to cover fertility treatments

Kate Forbush of Fairport has turned to IVF to have her children, Henry and Morgan. (WHAM photo)

ROCHESTER, NY (WHAM) – New impetus from New York State Governor Andrew Cuomo could expand the possibility of having a family.

Wednesday, the governor law Project This would force major insurance companies to cover fertility treatments such as IVF, in vitro fertilization and preservation of medically necessary fertility.

If adopted, it could mean making the process more affordable for more people.

Kate Forbush of Fairport has turned to IVF to have her children, Henry and Morgan. Both occupy Forbush and her husband, but they would not have done otherwise.

However, getting to this point was not easy for their family.

"The simple fact of emotionally and physically emptying the financial burden that comes with it is a real challenge," she said of the NIF.

In 2012, the couple tried to found their family. Shortly after, Forbush said that she had turned to IVF for help.

"We had only limited resources because we felt that we had more than one shot," she added.

When IVF did not work the first time, Forbush said they went to a New Jersey clinic to try the process again.

"In 2014, we had a huge decision to make, whether we wanted to try again or get out of the state," she explained.

The process worked. Forbush was pregnant. It was a moment that she was waiting for.

"It was the best moment of my life because it was such a challenge," she said holding back her tears.

One of the biggest challenges, Forbush points out, is the accessibility to the process. According to experts, about 10 to 12% of women suffer from infertility.

"It's getting frustrating that 85% of them do not have access to the most effective fertility care," said Dr. Robert Kiltz, a fertility specialist at CNY Fertility.

Governor Cuomo seeks to improve affordability by enacting new legislation.

He is proposing a new insurance mandate to extend medical coverage to IVF.

"Having and starting a family is one of our most basic needs in life, and when that does not happen naturally, then you think your health care should help you cover that," he said. Dr. Kiltz.

He said insurance companies did not cover the costs. He said the IVF process could cost between $ 10,000 and $ 20,000.

"Even if you have a fertility problem – which is an illness, your insurance company does not think it's necessary," he added.

He explained that at CNY Fertility, they work with families to establish payment plans and reduce the cost of fertility treatments.

Cuomo's proposal is pushing all insurance companies to cover egg freezing services for women with health issues such as cancer. It also proposes to ensure that all New Yorkers have access to fertility treatments regardless of marital status, age, sexual orientation and / or gender identity.

For mothers like Forbush, the proposed mandate could mean that other women can become mothers like her.

"I think it's time to move to New York," she added.

As a general rule, health insurers oppose warrants because they can lead to an increase in the cost of health care for all.