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Auto insurance costs are increasing for the first time since 2017, in part because of Brexit uncertainty, according to AA.
Over the last three months, the cost of a global policy has risen by 2.7% to £ 609.93 on average.
Premiums have also increased as an expected reduction in claims costs will not take effect until April 2020.
"But all of these concerns are Brexit-related," said Janet Connor, Insurance Director at AA.
She said: "Regardless of what the final agreement looks like, the market has continued to struggle with the value of the pound sterling.
"This has resulted in higher costs for imported auto parts, which has resulted in additional costs for the auto repair industry, which ultimately affects the premiums we pay."
The Civil Liability Bill, which limits the cost of whiplash, is another key factor.
This was to come into effect when the bill came into force last month, but will not come into force for one year.
"Although the Civil Liability Bill has been ratified, the postponement of the new provisions to April 2020 means that recent premium reductions, anticipating a reduction in claims costs and an upward adjustment discount, were premature, explained Connor.
Just a shot?
The AA survey echoes similar figures released earlier this month by MoneySupermarket, which showed premiums had reached their highest level since January 2017.
Tom Flack, editor of the website, said: "It is often more expensive to buy insurance in December because more cars need it than insurers do not have to be. also competitive for business.
"That means it's harder to say whether the rise recorded in the last quarter of 2018 heralds a long-term hike or is just a jolt."
AA warned that young drivers are the hardest hit by paying premiums of £ 1,317 on average.
Ms Connor said: "Young drivers and newly qualified drivers face a significant penalty in insurance pricing, especially because they have not built a bonus yet.
"So it's not surprising that some take the risk of driving without insurance."
She stated that the Bureau of Motor Insurers (MIB) sends some 3,000 insurance warning letters each day to uninsured drivers.
Black boxes are usually installed behind the dashboard
John Blevins, an expert in pricing at Consumer Intelligence, said black box policies – which use technology known as telematics – are the best way to reduce premiums.
He said: "Average premiums are rising slightly, with prices rising faster for those 50 and older.
"Telematics makes a major contribution to price control, especially for those under 25 who benefit from personalized pricing based on their good driving behavior.
"If older drivers want to better control their premiums and avoid generalized price increases based on their age, they should be interested in telematics."
AA has requested that new drivers using telematics be exempt from the insurance premium tax in order to reduce the cost of the policies.
"Telematics policies take driver behavior into account, and premiums reflect the level of behavior of individuals," Connor said.
According to AA, the number of claims made by drivers with telematics boxes in their car is up to one-third lower than the others.
"Not only will a reduction in TPI for young drivers using telematics policies discourage uninsured driving, it would also improve road safety for all," she said.