Super switch: Take a tour of auto insurance


Averil Larke
Averil LarkeMotor insurance premiums have gone down, so make sure you get the best deal available. Stock image

Averil Larke from Celbridge to Kildare is a 54 year old driver with a clean file and no complaint against her. So when her insurance broker, AA, offered her a bonus of $ 968 on a Peugeot 308 diesel car at 161 registration, she felt that it was time to look around him.

"I had been working with AA for a long time – more than 15 years in fact – and even though I thought changing my car to 161 at the end of last year would increase my premium, it was a big leap forward," she says.

"In the past, I rang, then went back to AA and they matched what I had been offered. So I stayed at home for convenience. But this year, I decided to do more research. and see what was there. "

Averil received € 968 from AA but found a new broker at O ​​& # 39; Callaghan Insurance in Dundalk. On his website, he offered quotes from 11 companies whose prices ranged from 502 to 800 euros.

"It seemed crazy that it could be so cheaper and I did not really believe that the proposed policies were comparable," she says.

"I contacted the consumer-focused journalist, Sinead Ryan, to check if everything was going well and she let me know that O 'Callaghan is a reputable company.

"So I went ahead and I received a quote of $ 502 from First Point Insurance.The AA brokers said that they could not do the same and when I did not get it, I did not get it. I finally reached the agreement, I got an extra discount which brought it down to 483 €. "

When she checked line by line, Averil said that she felt that it was a perfectly comparable policy and that the result was a savings of one year. little more than half of the initial quote.

Irish independent